my internship is going very well. I am properly using all work readiness skills in an effective and timely manner and being organize. I am willing to do all the task assigned to me and I strive to complete them diligently.
But i sometimes lack motivation to finish them before the day its due. its something i need to work on.
I thought that I was very professional, as I arrived on time, completed my assigned work ahead of schedule, and acted in a responsible manner. I might of once arrive a couple min later, but it seems fine and understandable, but i will try to come on time or even earlier. I can work on communicating more effectively because I am sometimes shy on speaking up and don't like to bother people with little things and when it comes to meeting new people. Also, i dont think id am not outgoing when it a majority of girls and they mostly talk about girl things.
Thursday, July 24, 2014
Wednesday, July 23, 2014
Week 5
I am grateful for a very supportive family, friends who care about me, and the opportunity to do whatever I want in the future. I am grateful for not only the opportunity to do what I would like to in the future, but all my options as well. I learned a lot about my options this year in my internship where I also made a lot of friends. I am very excited for the future and I am looking forward to it. I just know that I'll take advantage of all the opportunities I have and make the most out of them.
Blog 5 (makeup)
What im grateful for, is that i was busy this summer than other summers with an awsome internship. In other summers i just relax and had more free time. It was a great experience and it felt like i was not on summer, in a good way. In my internship im grateful that i learned new experiences i thought i would never want to learn like phone interview, blogging, and creating radio stories. I had no idea how this internship would turn out. Journalism wasnt one of my options when deciding internship but it was a good learning experience and i hope for the future that i'd be willing to try new internship to knowledge myself with a career option. Lastly im grateful taking this summer career class to further my understanding on my future.
Tuesday, July 22, 2014
Blog #5 (makeup)
This summer, I am grateful for many things. The internship I have enrolled in has been incredibly useful, as I have learned an incredible amount of things. I had no prior experience in any forms of reporting and journalism. Just after these six weeks I feel incredibly confident with these skills, and these skills are incredibly useful with practically any career choice. Without this internship I would be many steps behind others who are entering the workforce. Also, I am grateful for the career class I have been taking for six weeks. Like the internship, I have not had a lot of experience with this type of stuff. I have not been truly employed by a company for a standard wage. This class has made me more comfortable about entering the work force. There were things I had no idea even existed, like cover letters, or pay stubs. This class has also opened my eyes and has prepared me to start thinking about my career choices, which only lay 5 to 10 years from now. By taking this class, it becomes clear that my future is not far away, and the sooner I plan, the better. I am grateful for the head start that both my internship, and this class has provided me into the workforce.
What I'm Grateful For
I'm thrilled that I was given the opportunity to have an internship at KWMR community radio, and I've learned a great deal about broadcasting and music in my time spent working on the Youth DJ Project. I can't express how thankful I am to have been given the opportunity to have my own time slot on air, which allowed me to spread the music I love throughout the county and hopefully open the eyes of listeners to some unique genres. At my internship, I learned that diligence is the most valuable work trait of all, as the ability to work to one's fullest potential will always create the best possible radio station. I'm thankful for the career management class because it not only taught me how to act professional in a workplace environment, but it also taught me about who I am as a person. The many personality tests on genius.way.me that I took were all incredibly accurate, and I liked how they didn't only focus on praising me for my strengths, but also on exposing my weaknesses in hopes of future improvement. I'm so thankful for being able to have been a part of both my internship and the career management class, and this has certainly been the most educational summer I've ever had.
What I'm Grateful For
I'm grateful for the opportunity to have such an amazing internship this summer. In particular, I am grateful that I was able to learn how to create a radio story, as I think that this is a valuable skill I will be able to apply to my future career as a journalist. I also just really enjoyed the gratification of being able to listen to my radio story and know that I put so much hard work and effort into it, and that it sounds really professional because of that.
In terms of the class, I'm grateful that I learned practical career skills such as how to create a resume, cover letter, and LinkedIn. No one really teaches you those skills if you don't take a class like this, and it will put me at an advantage to already have knowledge of these things when I'm applying to jobs.
In terms of the class, I'm grateful that I learned practical career skills such as how to create a resume, cover letter, and LinkedIn. No one really teaches you those skills if you don't take a class like this, and it will put me at an advantage to already have knowledge of these things when I'm applying to jobs.
Blog #4 (make-up work, I was on vacation that week)
- The total of my future expenses each year are $41,712. I know this is logical because my primary sources for information are Zillow, and then the websites of the various services I'm paying for (Verizon, Xfinity, etc).
- According to the United States Bureau of Labor I can likely count on making $54, 820 each year in my future job as a journalist in New York City. My education/training to get that job will cost between $150,000 and $300,000 total for all four years of Undergrad education.
- I want to save $5,000 for my rainy day fund each year, and $10,000 for retirement each year. If I save $10,000 for retirement each year, by the time I am 65 years old I will have $400,000 plus interest.
- Comparing my future income and expenses makes me think that I am going to have to be very frugal, and possibly share an apartment if I plan to live in New York City. I also will need to consider living outside of Manhattan, such as in Queens or Brooklyn, as they can be much more affordable. I will need to also cut down on other expenses such as food expenses, and make sure I am shopping at affordable grocery stores and not going out to eat very often.
Blog #3 (Make-up work as I was absent for all of week 4)
There are many jobs available to journalism majors, as the skills learned in communication and data analysis can translate to many fields. Three common jobs for journalism majors are: reporter for an online or print publication, Public Relations Specialist, or a book editor.
Reporter
For a reporter, the average salary is $36,000 a year before taxes. However, in certain areas, the averages wage is higher. In California, the average salary for a reporter is $49,000, in New York it is $54,000, and in Massachusetts it is $50,000. However, in parts of the Midwest and South the figures are closer to the national average of $36,000, likely because living expenses in these places are lower than those in New York and California.
Only an undergraduate degree in a relevant field such as journalism, English, or communications is necessary, however, having a masters degree in journalism can certainly be beneficial, and can help in terms of being hired for a job.
Journalists must be open-minded, outgoing, persistent, skilled in multiple media platforms, and thorough.
Public Relations Specialist
For a public relations specialist, the average salary is $54, 170 before taxes. However, in Washington D.C., the average pay is $88,820, and in San Francisco it is $87, 730. In general, the average salary is higher than the national average on the West and East coasts, however, in the Midwest and South, the average salary is closer to the national average, and in some places such as Nebraska it is lower than the average. Again, this is likely due to the varying costs of living expenses in different places.
Only an undergraduate degree is necessary to be a public relations specialist. Usually, Public Relations Specialists have degrees in Communication, Journalism, Public Relations, Marketing, or other relevant fields.
Public Relations Specialists typically have strong verbal and written communication skills, are confident, are persuasive, are open-minded, and are able to think on their feet.
Book Editor
The average annual salary for a Book Editor is $60,490 before taxes. However, in New York, where most of the book editors who work for major publishing companies are, the average annual salary is $81, 540. In California the average salary is also higher than the average, at $65, 730. However, once again, in the Midwest and South, the average salaries are significantly below the national average, and are as low as $39,500 in Idaho.
Only an undergraduate degree is necessary to be a book editor. Usually, Book Editors have degrees in journalism, communications, or English.
Book Editors usually have strong skills in comprehension/reading, communication, open-mindedness, precision, fact-checking, and logic, to name a few.
Reporter
For a reporter, the average salary is $36,000 a year before taxes. However, in certain areas, the averages wage is higher. In California, the average salary for a reporter is $49,000, in New York it is $54,000, and in Massachusetts it is $50,000. However, in parts of the Midwest and South the figures are closer to the national average of $36,000, likely because living expenses in these places are lower than those in New York and California.
Only an undergraduate degree in a relevant field such as journalism, English, or communications is necessary, however, having a masters degree in journalism can certainly be beneficial, and can help in terms of being hired for a job.
Journalists must be open-minded, outgoing, persistent, skilled in multiple media platforms, and thorough.
Public Relations Specialist
For a public relations specialist, the average salary is $54, 170 before taxes. However, in Washington D.C., the average pay is $88,820, and in San Francisco it is $87, 730. In general, the average salary is higher than the national average on the West and East coasts, however, in the Midwest and South, the average salary is closer to the national average, and in some places such as Nebraska it is lower than the average. Again, this is likely due to the varying costs of living expenses in different places.
Only an undergraduate degree is necessary to be a public relations specialist. Usually, Public Relations Specialists have degrees in Communication, Journalism, Public Relations, Marketing, or other relevant fields.
Public Relations Specialists typically have strong verbal and written communication skills, are confident, are persuasive, are open-minded, and are able to think on their feet.
Book Editor
The average annual salary for a Book Editor is $60,490 before taxes. However, in New York, where most of the book editors who work for major publishing companies are, the average annual salary is $81, 540. In California the average salary is also higher than the average, at $65, 730. However, once again, in the Midwest and South, the average salaries are significantly below the national average, and are as low as $39,500 in Idaho.
Only an undergraduate degree is necessary to be a book editor. Usually, Book Editors have degrees in journalism, communications, or English.
Book Editors usually have strong skills in comprehension/reading, communication, open-mindedness, precision, fact-checking, and logic, to name a few.
Week 4
- The total of my future expenses each year are $35,000. I know this is logical because my primary sources for information are various trusted internet sources.
- According to theartcareerproject.com I can likely count on making $70,000 each year in my future job as a screenwriter. My education/training to get that job will cost $180,000 total for all years of training.
- I want to save $8,000 for my rainy day fund each year, and $15,000 for retirement each year. If I save $15,000 for retirement each year, by the time I am 65 years old I will have $450,000 plus interest.
- Comparing my future income and expenses makes me think that I will need to start learning how to budget my finances wisely early on. If I don't, I may end up making poor decisions regarding how much money I spend/save annually.
Blog #5
My internship at Novato public Access proved to be an excellent use of time over the last five weeks. I gained knowledge and experience from my field of interest, while also bettering myself as an individual. I found myself applying the various career readiness skill and analyzing how they were bettering my experience. Working in a live studio at NPAT gave me some real-life experience that I desperately needed in order to pursue my interest. This alone helped me realize how lucky I was this summer to come across this internship and class, even if I found myself complaining about the seemingly unnecessary homework.
Thank you for five weeks well spent!
Thank you for five weeks well spent!
College and Careers *absent makeup
In college I would like to major in creative writing, which has a somewhat limited field of job opportunities.
One possible career involving creative writing would be a travel writer, which is generally one who publishes travel guides and descriptive reviews of foreign locations. The average annual salary for a travel writer is around $40,000, but much of the work is freelance so it's difficult to speculate an average as everyone has different work. The salary is roughly the same in most geographic regions, and it generally requires a bachelor's degree in english, journalism, or creative writing. The average personality type of a travel writer would be someone who not only enjoys traveling and discovering new things abroad, but also meticulously documenting such discoveries in their writing.
Another creative writing career is a screenwriter, which is one who writes scripts for independent/ large budget films. The average annual salary for a screenwriter is around $70,000, but much like travel writing, much of the work is freelance so salaries are often dictated by how much an individual writes per year (two scripts per year is a solid average for a successful screenwriter). The best place to make it as a screenwriter is Hollywood, which means that the west coast (or US in general) presents the highest geographical chance for success as a screenwriter. The average personality of a screenwriter would likely be extremely creative and diligent.
Similarly to screenwriters, novelists also earn an average salary of roughly $70,000 per year. Seeing as books can be published in hundreds of different languages, there is no one country with a geographical advantage for success when it comes to writing novels. The average personality of a novelist would be someone who does not mind spending large amounts of time in solitude, and also one who is equally as creative as they are driven to write.
One possible career involving creative writing would be a travel writer, which is generally one who publishes travel guides and descriptive reviews of foreign locations. The average annual salary for a travel writer is around $40,000, but much of the work is freelance so it's difficult to speculate an average as everyone has different work. The salary is roughly the same in most geographic regions, and it generally requires a bachelor's degree in english, journalism, or creative writing. The average personality type of a travel writer would be someone who not only enjoys traveling and discovering new things abroad, but also meticulously documenting such discoveries in their writing.
Another creative writing career is a screenwriter, which is one who writes scripts for independent/ large budget films. The average annual salary for a screenwriter is around $70,000, but much like travel writing, much of the work is freelance so salaries are often dictated by how much an individual writes per year (two scripts per year is a solid average for a successful screenwriter). The best place to make it as a screenwriter is Hollywood, which means that the west coast (or US in general) presents the highest geographical chance for success as a screenwriter. The average personality of a screenwriter would likely be extremely creative and diligent.
Similarly to screenwriters, novelists also earn an average salary of roughly $70,000 per year. Seeing as books can be published in hundreds of different languages, there is no one country with a geographical advantage for success when it comes to writing novels. The average personality of a novelist would be someone who does not mind spending large amounts of time in solitude, and also one who is equally as creative as they are driven to write.
Finance and Saving Interest
William, starts saving $4,000 a year (about $333.33 per month) when he is 20 and stops after 20 years, after having saved $80,000/155,224.76. His brother, James, starts saving $4,000 at 40, and does so for 25 years, for a total of $100,000/231,653.79 saved. They earn 6% on their savings. At age 65, William will have $666,290 in his account, while James will have $231,000 . Despite having saved less, William's nest egg will be almost four times greater because of compounding.
Savings and Credit Interest
William, starts saving $4,000 a year (about $333.33 per month) when he is 20 and stops after 20 years, after having saved $80,000
Interest earned during the time he is putting money into his account $155,244.76
His brother, James, starts saving $4,000 at 40, and does so for 25 years, for a total of $100,000 saved.
Interest earned during the time he is putting money into his account $231,653.79
They earn 6% on their savings.
At age 65, William will have $666,000 in his account, while James will have $231,653.79 . Despite having saved less, William's nest egg will be almost four times greater because of compounding
Monday, July 21, 2014
What I'm Grateful For
I am so grateful for the fact that I was able to participate in my Earthscope Media internship this summer. I'm especially happy because this is not an opportunity that many private school students (I go to MC) know exists because their schools do not have liaisons that connect them to the public school internship program. I got involved by requesting an internship with a family friend at Kaiser, who redirected me to the Tam liaison Camille. She went out of her way to organize this internship for me. I can't express how lucky I feel that I stumbled upon this amazing chance to meet so many great people and work in an environment that fosters creativity, passion, and entrepreneurialism. My favorite thing that I learned how to do at Earthscope was putting together a radio story. I never imagined I would hear myself sound like a professional reporter like on NPR.
I really liked doing the career management skills class because it made me think realistically about my career choices and introduced me to many cool new people. With the skills I gained from taking this class, I feel more confident in my ability to communicate and collaborate with my peers and teachers. Waybook helped me learn how to set goals for my future and reflect on how I can improve my work skills. This type of self-evaluation is extremely important because it helps you know how to use your strengths to your advantage and improve on your weaknesses.
I am so grateful for the opportunity to be a part of the Earthscope Media team and participate in the career management class. I will never forget this experience, and will take what I learned this summer and apply it to every situation in my future.
I really liked doing the career management skills class because it made me think realistically about my career choices and introduced me to many cool new people. With the skills I gained from taking this class, I feel more confident in my ability to communicate and collaborate with my peers and teachers. Waybook helped me learn how to set goals for my future and reflect on how I can improve my work skills. This type of self-evaluation is extremely important because it helps you know how to use your strengths to your advantage and improve on your weaknesses.
I am so grateful for the opportunity to be a part of the Earthscope Media team and participate in the career management class. I will never forget this experience, and will take what I learned this summer and apply it to every situation in my future.
My Future Budget
My dream career would be as a high-paid journalist for a respectable newspaper or publication such as the Wall Street Journal or National Geographic Magazine. According to the Glassdoor.com, the average Wall Street Journal reporter makes about $80,000 a year.
- The total of my future expenses each year are $75,600. I know this is logical because my primary sources for information are my mom, Craig's List, and Glassdoor.com. I feel like this sum is very high, but most of it is because I said I would have to pay $3,000 a month in rent an apartment in a big city like San Francisco. I also gave myself a high salary, so taxes were a lot higher than some other jobs.
- My education/training to get a job as a journalist will cost $120,000 for an undergraduate degree from a state university. This is without any graduate education. I wrote that I would pay $200 a month in paying off student loans. I really hope to get some scholarships to go to school that could alleviate this cost.
- I want to save $2,000 for my rainy day fund each year, and $2,000 for retirement each year. If I save $2,000 for retirement each year, by the time I am 65 years old I will have $80,000 plus interest. I know that's not a lot but I plan to invest my money wisely and hope the amount to the maximum possible. I would also like to write books to supplement my annual income. This additional income will go to directly to my retirement fund.
- Comparing my future income and expenses makes me want to rethink my job choice as a journalist, "the number one dying profession" my mom tells me. I love to write, but I also love many other things and would be open to pursuing other careers such as in international relations. I also realize that it is rough to be a single-income family, which makes me envision a partner in my future that I can share the load of building a life with.
Why I'm Grateful
This summer has been a great learning experience for me. My internship at EarthScope media was an awesome use of my time. I was able to continue my education on journalism and learn about how to be an environmental journalist in the real world. This coupled with the budget and finance planning we did in the career management class was perfect, because I now know a little bit better what my life might be like if I follow this profession.
I also really believe that taking the career management class helped me be more successful at my internship which made the experience greater. Learning skills that I needed to be aware of improving on made me more diligent, dedicated and a better communicator. These skills, and all the other ones I learned about will continue benefitting me, especially if I get the paid internship position at EarthScope Media I want.
When I looked at the discoveries I did at the beginning of the Summer, I found that my purpose is the same, my short term goals are complete, and I have a better chance of reaching my long term goals than I did before. I'm grateful that I was able to have this learning experience, and this hands on experience. And also I'm grateful that I've had the opportunity to help plan out my future to be successful.
I also really believe that taking the career management class helped me be more successful at my internship which made the experience greater. Learning skills that I needed to be aware of improving on made me more diligent, dedicated and a better communicator. These skills, and all the other ones I learned about will continue benefitting me, especially if I get the paid internship position at EarthScope Media I want.
When I looked at the discoveries I did at the beginning of the Summer, I found that my purpose is the same, my short term goals are complete, and I have a better chance of reaching my long term goals than I did before. I'm grateful that I was able to have this learning experience, and this hands on experience. And also I'm grateful that I've had the opportunity to help plan out my future to be successful.
Savings and Credit Interest
$39,500.23
2. If you put $500 into a regular savings account in the bank when you are 30 years old, and add $50 each month, how much will you have when you are 68 years old (38 years later)?
$28,301.40
3. If you put $500 into a regular savings account in the bank when you are 40 years old, and add $50 each month, how much will you have when you are 68 years old (28 years later)?
$19,938.10
4. If you put $5000 into a regular savings account in the bank when you are 30 years old, and add $500 each month, how much will you have when you are 68 years old (38 years later)?
$283,013.98
5. If you put $5000 into a regular savings account in the bank when you are 40 years old, and add $500 each month, how much will you have when you are 68 years old (28 years later)?
$199,381.03
6. (make up your own problem)-- write it here
If you put $400 into a regular savings account in the bank when you are 20 years old, and add $50 each month, how much will you have when you are 43 years old (23 years later)?
Interest and Money
1. If you put $500 into a regular savings account in the bank when you are 18 years old, and add $50 each month, how much will you have when you are 68 years old (50 years later)?
$39,500.23
2. If you put $500 into a regular savings account in the bank when you are 30 years old, and add $50 each month, how much will you have when you are 68 years old (38 years later)?
$28,301.40
3. If you put $500 into a regular savings account in the bank when you are 40 years old, and add $50 each month, how much will you have when you are 68 years old (28 years later)?
$19,938,10
4. If you put $5000 into a regular savings account in the bank when you are 30 years old, and add $500 each month, how much will you have when you are 68 years old (50 years later)?
$283,013.985. If you put $5000 into a regular savings account in the bank when you are 40 years old, and add $500 each month, how much will you have when you are 68 years old (28 years later)?
$199,381.03
6. If you put $100,000 into a regular savings account when you are 15 years old, and add $100 each month, how much money will you have when you are 100 years old?
$392,553.79
Interest
1. If you put $500 into a regular savings account in the bank
when you are 18 years old, and add $50 each month, how much will you have when
you are 68 years old (50 years later)?
$39,500.23
2. If you put $500 into a regular savings account in the
bank when you are 30 years old, and add $50 each month, how much will you have
when you are 68 years old (38 years later)?
$28,301.40
3. If you put $500 into a regular savings account in the
bank when you are 40 years old, and add $50 each month, how much will you have
when you are 68 years old (28 years later)?
$19,938.10
4. If you put $5000 into a regular savings account in the
bank when you are 30 years old, and add $500 each month, how much will you have
when you are 68 years old (50 years later)?
$395,002.25
5. If you put $5000 into a regular savings account in the
bank when you are 40 years old, and add $500 each month, how much will you have
when you are 68 years old (28 years later)?
$199,381.03
Sunday, July 20, 2014
Grateful
Throughout this internship, I have been grateful to be in a safe environment that has aloud me to learn about journalism skills. My first intension of this internship was to learn new journalism, but in spite of that I always had to opportunity to learn about environmental science.
One of the greatest experience I had during this internship was going to see ABC7 news live. It inspired me to chase my dream of becoming a writer. It was a once in a life time experience that I will always remember.
I am grateful for the Summer Career Academy, as it has taught me the importance of resumes, cover letters, getting a reliable job, and how to be in control of ones finances for our future.
I am especially grateful for Waybook because it gave me the opportunity to reflect on myself, set goals for the future, and keep track of my growing self. It is hard not to become lost in social media especially as our community has become more adapt to it. But Waybook has created a way to use social media as a personal journal, to set goals for the future, and to reflect in depth on our lives which is way more than Instagram can do.
I am also grateful that my internship and the Summer Career Academy has not taken up so much of my time that I would not able to spend time with my family and be able to enjoy all of the relaxation that comes with summer.
One of the greatest experience I had during this internship was going to see ABC7 news live. It inspired me to chase my dream of becoming a writer. It was a once in a life time experience that I will always remember.
I am grateful for the Summer Career Academy, as it has taught me the importance of resumes, cover letters, getting a reliable job, and how to be in control of ones finances for our future.
I am especially grateful for Waybook because it gave me the opportunity to reflect on myself, set goals for the future, and keep track of my growing self. It is hard not to become lost in social media especially as our community has become more adapt to it. But Waybook has created a way to use social media as a personal journal, to set goals for the future, and to reflect in depth on our lives which is way more than Instagram can do.
I am also grateful that my internship and the Summer Career Academy has not taken up so much of my time that I would not able to spend time with my family and be able to enjoy all of the relaxation that comes with summer.
Blog #5
This summer has been great so far. I'm very grateful for my internship, which turned out to teach me a lot and I'm also thankful for this career class, because I've learned how to plan for a lot of my future. They have both been a lot of work, but I'm also grateful that they didn't take up too much time and I got to spend a lot of time with my friends and family, which I'm also grateful for.
I'm grateful that I got to go to the ABC7 News and watch Sheryl Jennings do the 11am news, because I learned so much and I got to see how things like that work and I got to learn more about the journalism career.
I'm grateful that for this class I got the opportunity to write a resume and a cover letter and everything that I normally wouldn't have done yet. I would be lost without these opportunities.
I learned so much from my internship and I could analyze what I learned by the knowledge I had from this career class - I found my strengths and my weaknesses and really worked to make my weaknesses into strengths. I don't think I would really appreciate what learned from my internship if I didn't have this class to give me many opportunities and much information.
Overall, I'm glad I had an internship and this class to teach me more about having a career, and I believe it was a very good start to give me a good background for my future career.
I'm grateful that I got to go to the ABC7 News and watch Sheryl Jennings do the 11am news, because I learned so much and I got to see how things like that work and I got to learn more about the journalism career.
I'm grateful that for this class I got the opportunity to write a resume and a cover letter and everything that I normally wouldn't have done yet. I would be lost without these opportunities.
I learned so much from my internship and I could analyze what I learned by the knowledge I had from this career class - I found my strengths and my weaknesses and really worked to make my weaknesses into strengths. I don't think I would really appreciate what learned from my internship if I didn't have this class to give me many opportunities and much information.
Overall, I'm glad I had an internship and this class to teach me more about having a career, and I believe it was a very good start to give me a good background for my future career.
Gratitude Blog #5
Ok, so over the last 3 or 4 months, I have been keeping a notebook. And in the notebook, once a week I have written down 5 blessings. So right now I have about 80 things, anywhere from snuggies to Reeses' Peanut Butter Cups, that I have written down that I feel grateful for. But number 32 really caught my eye: opportunity. Living in this little bubble called Marin, I have been so lucky. I have loving family and friends, a house with a stove, a school with good teachers and education, I can play sports, join clubs, travel to Hawaii or Canada, the list is endless. I don't ever really think about how many opportunities I have gotten in my life that millions of others will never have. I am grateful for all of the opportunities I have been given over the summer. I have gotten to work with top notch environmentalists, interview NASA scientists, and learned so much about current issues in our scientific world today. I was able to join a class and learned a lot about career management, how to write a cover letter, resume, etc. Now that my class and internship are coming to a close, I think I will start to be more aware of how I spend my money, and think more about my future goals in my education, financing, and career. Over these last few weeks I learned more about who I am and who I may want to become.
What I am Grateful For
The Class:
Throughout this summer career class, I was grateful to learn many things about myself and my future plans. We had a list of career readiness skill and I learned that I needed to be more comfortable efficiently communicating with my co-workers and boss. Learning how to make a google site, cover letter and linkedin account were also useful resources to help me get more prepared to join the work force. Although I want to major in biology, I realized that I probably also have to go to more school and get some medical training for the jobs I desire to have. Overall this class was a good learning experience and helped me understand that getting and keeping a job takes a lot of effort and skill.
My Internship:
I was grateful to learn a lot about the social media aspect to running a business during my internship at agingparents.com. I learned how to use mailchimp and linkedin to promote one's business and that social media plays a major role in getting one's business recognized. I am also grateful to have learned how to put together an e-mail campaign and learned that being organized saves a lot of time. My internship at agingparents.com was truly an eye-opening experience and I will continue to use the skills learned there in my daily life and my future jobs.
Throughout this summer career class, I was grateful to learn many things about myself and my future plans. We had a list of career readiness skill and I learned that I needed to be more comfortable efficiently communicating with my co-workers and boss. Learning how to make a google site, cover letter and linkedin account were also useful resources to help me get more prepared to join the work force. Although I want to major in biology, I realized that I probably also have to go to more school and get some medical training for the jobs I desire to have. Overall this class was a good learning experience and helped me understand that getting and keeping a job takes a lot of effort and skill.
My Internship:
I was grateful to learn a lot about the social media aspect to running a business during my internship at agingparents.com. I learned how to use mailchimp and linkedin to promote one's business and that social media plays a major role in getting one's business recognized. I am also grateful to have learned how to put together an e-mail campaign and learned that being organized saves a lot of time. My internship at agingparents.com was truly an eye-opening experience and I will continue to use the skills learned there in my daily life and my future jobs.
Saturday, July 19, 2014
Week 5 - What I Am Grateful For
Week 5 - What I Am Grateful For
What are you grateful for? What experiences this summer are you grateful for? Discuss at least one thing from CLASS and one thing from your INTERNSHIP. Think about what might be different as a result of how you spent the last 5 weeks, and express gratitude for it.
Class: This class has prepared me a lot for the future, in ways that are greatly needed as I go into my senior year, the college process, and the workforce. There are many things that I wouldn't have learned without the assistance of the Summer Career Academy, such as the usage of a cover letter and the benefits of having a LinkedIn online profile. One of the most important things I learned in this class was how to create a budget and manage my finances. I am grateful because this knowledge will save me a lot of trouble in the future, and will ultimately make me a more smart, independent adult.
Internship: My time at IAG Media has helped develop my people skills. Coming into a workplace with new faces was hard at first, but I learned to be comfortable communicating with everyone around me. I was able to become more vocal with my ideas, questions, and concerns, and that helped me be more successful with my assignments. I was able to grow stronger as a diligent and professional worker, and have established many skills that I can carry with me to my adult endeavors. From this internship I learned that majoring and getting a job in the marketing field could be the right fit for me.
I am grateful that I could connect positively with so many amazing people, and make so many friends (and allies) during the last 6 weeks!
Thank you Stephanie, Laila, Travis, Natalie, Professor Duran, Mr. Morales, and Ms. Horton.
My summer reflection
I am very grateful for the internship I had this summer. I feel that no other program would have allowed me both the support and independence that I had this summer. While I was able to experience what work is like for a professional reporter, interviewing and producing news stories by themselves, I had a very supportive supervisor that helped me improve as a professional writer and worker. This independence allowed me to become a better worker by forcing me to become a better communicator, to prepare thoroughly beforehand and come prepared to work, and to overcome procrastination. Additionally, this experience allowed be to gain confidence and become a leader, as it was often my responsibility to communicate with professionals to set up interviews, to communicate with peers to coordinate interviews, and to manage who completed what. At the beginning of this internship, I never would have had the courage to contact a professor at UC Irvine to inquire about an interview, or call the UC Berkeley radio station to inquire about them airing our radio stories. But now, I feel like a professional, self-sufficient adult that can survive in the business world.
While the internship helped me improve my interaction skills, it also helped me improve technical skills required in the workplace. For example, I had to learn to start, record, conduct, and end conference calls, which occur in almost any job. Also, I had to learn to use Audacity software, and edit, record, and complete my own radio stories, a skill that any reporter must master. I feel that the independence required of me in this internship will greatly help me earn a job as a reporter, as I have been fully immersed in the job and its responsibilities.
However valuable my internship was, though, I would not have been able to learn as much as I did without my internship class, which forced me to realize my strengths and weaknesses, and use this knowledge to become a better worker. For example, I did not realize before this internship that I was an shy person that was not great at communicating with others. But after learning that this was a weakness that could hinder me in the workplace, I made an effort to communicate with my boss as much as possible, and to volunteer to manage groups and lead interviews. Without a doubt, this has allowed me to become a better worker, and prepare me for my future.
Also, the internship class was valuable in introducing me to the world of adult finances. Before anything else, it taught me to become more sympathetic for my parents, who have to watch so much of their money disappear to taxes, mortgage, electricity, and countless other expenses. I was shocked into the realization that the majority of my money will go directly to responsibilities and necessities, but the very horror of this reality motivated me to become responsible with my money and strictly follow a plan when a grow up, to ensure that I save enough for retirement while maximizing my money available for traveling.
Lastly, both the internship class and the internship itself helped me to become more professional. Over the course of the school year, I was often late to school and other commitments, but working for an organization trained me to respect the time of others and show up early. This skill will not only help me in the workplace, but also with my relationships in the future.
Without a doubt, this summer was successful in helping me become a reporter, as well as helping me realize what I want to do in the future. I am grateful for this experience because it forced me to become more mature and it introduced me to the business world in a supportive environment. Honestly, I feel at this point that any employer would be lucky to have me!
While the internship helped me improve my interaction skills, it also helped me improve technical skills required in the workplace. For example, I had to learn to start, record, conduct, and end conference calls, which occur in almost any job. Also, I had to learn to use Audacity software, and edit, record, and complete my own radio stories, a skill that any reporter must master. I feel that the independence required of me in this internship will greatly help me earn a job as a reporter, as I have been fully immersed in the job and its responsibilities.
However valuable my internship was, though, I would not have been able to learn as much as I did without my internship class, which forced me to realize my strengths and weaknesses, and use this knowledge to become a better worker. For example, I did not realize before this internship that I was an shy person that was not great at communicating with others. But after learning that this was a weakness that could hinder me in the workplace, I made an effort to communicate with my boss as much as possible, and to volunteer to manage groups and lead interviews. Without a doubt, this has allowed me to become a better worker, and prepare me for my future.
Also, the internship class was valuable in introducing me to the world of adult finances. Before anything else, it taught me to become more sympathetic for my parents, who have to watch so much of their money disappear to taxes, mortgage, electricity, and countless other expenses. I was shocked into the realization that the majority of my money will go directly to responsibilities and necessities, but the very horror of this reality motivated me to become responsible with my money and strictly follow a plan when a grow up, to ensure that I save enough for retirement while maximizing my money available for traveling.
Lastly, both the internship class and the internship itself helped me to become more professional. Over the course of the school year, I was often late to school and other commitments, but working for an organization trained me to respect the time of others and show up early. This skill will not only help me in the workplace, but also with my relationships in the future.
Without a doubt, this summer was successful in helping me become a reporter, as well as helping me realize what I want to do in the future. I am grateful for this experience because it forced me to become more mature and it introduced me to the business world in a supportive environment. Honestly, I feel at this point that any employer would be lucky to have me!
Friday, July 18, 2014
Week Five Composition
There are some things that remain undiscovered until someone points them out to you. Throughout these past five weeks, I have taken a series of surveys, completed various blogs, and I have met some extraordinary people that have definitely made a small influence in my life. They have taught me simple lessons regarding finance, the qualities and traits an interviewer looks for in an applicant, and much more. If there is something that I am really thankful for, it is the people who put their time and effort into creating this class that opens up the young minds of teenagers by presenting to them the basics of business. But another person who I can't thank enough is my school liaison for she was the one person who took the time to look for this wonderful opportunity. At my internship I have also come to appreciate all the volunteers that have come in and helped make the business a real success. There are really so many people to admire at NPAT. The one thing that I
am appreciative for is all of the invested time that my supervisor, assistants, and other volunteers have put into me. Without them, I wouldn't have known how to burn a CD or use an expensive camera.
am appreciative for is all of the invested time that my supervisor, assistants, and other volunteers have put into me. Without them, I wouldn't have known how to burn a CD or use an expensive camera.
Wednesday, July 16, 2014
My Greatfulness
Although sometimes I ponder my gratefulness, I tend to believe that all schools have similar programs to what we have here, just perhaps not as complicated or extensive, but still similar. I suppose that may not be the case, perhaps I will never know.
Internship
Although I was disappointed to not be strapping up my suitcase and heading to the big-city office building to work in a cubicle (I wanted to work in a large company), I am glad that I at least worked at a company rather than in a classroom (like the Earthscope kids). My business setting taught me what it is like to work for a real company and have my work depended on, and I have to say, I like it better than school. I am grateful my school had this program to make it easy to find an internship, so I did not have to scour the web for one.
Class
Although I was not ready to learn about finances due to the casual nature of our family in giving us money (and another class taught me), although I did not enjoy the "generic" value test too much (I already know a lot about myself), although the class seemed to give information that was not directly helpful for the internship (many of us could have guessed a majority of the desired work traits), I am still grateful for this class for two reasons. First of all, it taught me how to use many internet programs. For example, I may have never known about Linkedin had I not taken this class. And I would not have known about Google Blogger either. I am grateful that I can finally have a social media account to display to potential employers (I do not have a Facebook account). The second reason I am grateful is that this class is one of my few opportunities to meet new friends during the summer. Outside of the fair and this class, I have no chances to increase the small number of friends that I have. Without this class, I might have had to plan social events with my unreliable friend, and then have it turn out worse than expected. This class does not do that, and for that I am grateful. I may finally have friends.
Time
Finally, I am grateful for all the time that Summer has given me. I can finally play video games with my brother all day without as much homework to distract me. I can finally have a break. This was perhaps one of the things I am most grateful for in my summer. I do not have to work two full time jobs or go to constant sports activities.
What I Am Grateful For
What are you grateful for? What experiences this summer are you grateful for? Discuss at least one thing from CLASS and one thing from your INTERNSHIP. Think about what might be different as a result of how you spent the last 5 weeks, and express gratitude for it.
Internship: I am extremely grateful that I was able to meet the amazing people who have become my friends through my internship. They have each taught me different things that I never knew - both about myself and about the world. I will never forget some of the people I had the opportunity to meet.
I am also grateful for the chance to interview so many experts in their fields and become more comfortable with the interviewing process. It was also cool to produce three radio stories because it's something I've never even considered doing.
Class: I really solidified my goals and plans for my immediate future through this class, and I think that if I hadn't taken it, I would still be questioning how to move forward. It was also useful to learn about finances, since this is not taught in school.
Internship: I am extremely grateful that I was able to meet the amazing people who have become my friends through my internship. They have each taught me different things that I never knew - both about myself and about the world. I will never forget some of the people I had the opportunity to meet.
I am also grateful for the chance to interview so many experts in their fields and become more comfortable with the interviewing process. It was also cool to produce three radio stories because it's something I've never even considered doing.
Class: I really solidified my goals and plans for my immediate future through this class, and I think that if I hadn't taken it, I would still be questioning how to move forward. It was also useful to learn about finances, since this is not taught in school.
Week 4
The total of my future expenses each year are $40,000 I know this is logical because my primary sources for information are Zillow.
According to eHow I can likely count on making at least $80,000 each year in my future job as a Communications Director. My education/training to get that job will cost $237,280 total for all years of training, but not including likely scholarships or finacial aid.
I want to save $10,000 for my rainy day fund each year, and $15,000 for retirement each year. If I save $15,000 for retirement each year, by the time I am 65 years old I will have $450,000 plus interest (this is if I start as a communications director at age 35, I would have to work my way up after I graduate from college, but I will still be making money, just less).
Comparing my future income and expenses is really hard to think of right now because I'm not ready for this and everything I will want or need in the future will be much more expensive than it is now. Communications director is not my first choice, but I could find the most accurate salary by using that as my future career. I will probably need to evaluate every year as my salary could change each year as well as inflation rates are to be considered.
According to eHow I can likely count on making at least $80,000 each year in my future job as a Communications Director. My education/training to get that job will cost $237,280 total for all years of training, but not including likely scholarships or finacial aid.
I want to save $10,000 for my rainy day fund each year, and $15,000 for retirement each year. If I save $15,000 for retirement each year, by the time I am 65 years old I will have $450,000 plus interest (this is if I start as a communications director at age 35, I would have to work my way up after I graduate from college, but I will still be making money, just less).
Comparing my future income and expenses is really hard to think of right now because I'm not ready for this and everything I will want or need in the future will be much more expensive than it is now. Communications director is not my first choice, but I could find the most accurate salary by using that as my future career. I will probably need to evaluate every year as my salary could change each year as well as inflation rates are to be considered.
Tuesday, July 15, 2014
Week Four Composition
The total of my future expenses each year are 250,000 dollars. I know this is logical because my primary sources for information are from salary.com and from a cardiothoracic surgeon apprentice that I have contact with. According to ehow.com I can likely count on making $512,000 each year in my future job as a cardiologist. My education/training to get that job could be up to $250,000 total for all years of training. I want to save $15,000 for my rainy day fund each year, and $30,000 for retirement each year. If I save $30,000 for retirement each year, by the time I am 65 years old I will have $880,000 plus interest.Comparing my future income and expenses makes me think that life is much more expensive than I thought. Hopefully I will be able to come up with some good money because from what I see, I am going to probably get into debt at some point in my life.
My Internship Experience
My Internship Experience:
This summer internship and career readiness class opened my eyes to some of my personal qualities. We completed many tests and quizzes on Waybook, and wrote discoveries for each one. I learned that my strengths are perseverance and a good work ethic. My internship at EarthScope was very stressful at times, but with my strengths, I was able to finish it with great success. After taking the values survey, it showed that my two most prominent values are ambition and logic. I have always been a goal oriented person who works hard to reach success. To include, I have always had a math brain. I like to analyze everything to find a solution. This can be very useful when living on a budget. My personality quiz said that I was neither social or reserved, and I was very neat and organized. This has always popped up in my life. For example, I always like to have several binders for classes, and I enjoy going to a party and being on my own every once in a while. My passion discovery reflected my desire to enter the medical field in the future. Lastly, the Autism Spectrum Survey stated that I have slight autistic qualities. These include my algebra oriented brain and my neatness.
Because of the discoveries, I was able to truly reflect on my personal qualities. I have never really took the time to examine my habits and traits. From this experience, I learned more about my competitive spirit and my ambition to succeed. I am grateful I had this class to relax and look at things carefully. Instead of rushing through everything, I was able to slow down and just think. Our world in general never really stops to ponder their personal values. If people took the effort to look themselves in the mirror, our world could actually be a better place.
This summer, I definitely gained technical skills. In regards to computer skills, I learned about many resources in this class. One was how to make a google site. I have used the website creator called Weebly, but this was a step up. Secondly, I learned about Waybook. I think it is a fun website to go back to in ten years. Imagine reading all those reflections on where you’ll be in the future. Thirdly, I learned about blogging. I have blogged before, but never in such a collaborative manner. Lastly but most importantly, I was able to create a Linkedin profile. I am amazed at the opportunities that could be presented to you just from one website. My mom uses it all the time to recruit employees. At my internship, I also was able to blog, but I learned how to create a radio story. This included skills in hosting a conference call, editing audio on Audacity, creating voiceovers, and using social media to publicize EarthScope. All these skills will help me in the future.
At EarthScope, I gained people skills. The ten work readiness skills that were pointed out at the beginning to notice about our selves were honesty, dedication, diligence, respect, communication, professionalism, literacy, willingness to learn, collaboration, and serving others. These were many traits to focus on, but the one I wanted to work on the most was communication. Communication has always been one of my weaknesses, and I wanted to improve this skill this summer. From the beginning, I emailed my supervisor, Catriona MacGregor Glazebrook, many times. I notified her about everything with some time to respond. I also communicated with Professor Duran about the work that needed to be completed for the class. As far as honesty, diligence, respect, literacy, willingness to learn, collaboration, and service to others, those have all been my strengths throughout my life. Because this was my first experience with an internship, I had to learn to dress professionally and write professionally especially when interviewing renowned scientists like Dr. Christian Frankenberg. Lastly, I have always been dedicated, but it was hard this summer to complete work with all my activities going on. I had to build the strength to buckle down and complete the work given. My people skills were certainly reinforced this summer.
I am very grateful for the opportunity I was given this summer to participate in EarthScope. Not many kids can say they were able to collaborate in a professional environment before they graduated high school. Because of this experience, I was able to get an idea of the career I would like to enter in the future. For example, I learned that I probably will not want to get involved in a career in journalism or broadcasting, but a job in science seems very exhilarating. Also, I am thankful for my amazing mentors at EarthScope like Catriona and Brian Pelletier. I am thrilled to share with my science teachers at school about EarthScope. We are so lucky to live in the Bay Area with so much wildlife and natural beauty. Learning about it in EarthScope was certainly worthwhile. As for the class, I am grateful to have people around me willing to prepare me for the career world and help me plan a budget for my future life. I feel more security knowing I have a plan. This internship and class have been very impactful in my life. I have gained many new skills and will continue to use these skills throughout my life. This summer was an experience I will never forget.
Monday, July 14, 2014
Blog #4
The total of my future expenses each year are around $45,000. I know this is logical because my primary sources for information are my parents and the internet (Totally reliable sources). According to work.chron.com I can likely count on making $45,000 each year in my future job as a cinematographer. My education can range from $0 to thousands of dollars in college tuition and funds. I want to save about $10,000 per year for my rainy day fund, and $5,000 for retirement each year. If I save $5,000 for retirement each year I will have $175,000, plus interest, by the time I'm 65 years old. Comparing my future income and expenses makes me not want to grow up.
Week 5 Gratefulness Blog
"Difficulties are opportunities to better things; they are stepping stones to a greater experience. Someday you will be thankful for temporary failure."- Nishan Panwar
That is how I felt about my internship this summer. I believe my internship was a positive stepping stone to a greater future career, and for that I am grateful. Even though my internship wasn't what I expected, I learned a lot of things that will serve me well in the future. Although it was hard because I felt like the stupid one, it was good for me to be immersed with people and in situations that used technology tools I was unfamiliar with. Having good computer literacy is a great skill to have for the working world and I think it will give me a "leg up" when applying for jobs in the future. Using Waybook, I also became more in touch with myself. Some things I already knew about myself and others I discovered. For example my #1 value in my values survey was relationships which I thought was definitely true, but my #2 value was logic. I guess I didn't know I was a logical thinker so it was cool to find that out. In this internship I also believe my dedication grew. Once I dialed down and agreed to continue my internship I noticed myself trying harder, getting work done faster, and receiving better results. In addition, this internship and class was a great way to grow in my professionalism. Before this class I never really learned about being professional. I was never somewhere where they taught me the dos and don't s of the working world. This class and internship gave me experience and opportunities to act and dress professionally. I always thought I gave a nice firm and respectful handshake but during class apparently I held on for too long so that is good to know for meeting potential bosses in the future. For my internship I also grew in my communication skills. I sent and received countless emails through my 5 weeks and learned how to communicate effectively. I can always work with everyone, but this class made me appreciate every-ones different personalities. If we were all the same the world would be so boring. I'm grateful to have met kids from everywhere around Marin that I otherwise probably wouldn't have met. The Linkedin account will also help me find a job in the future. There are so many things to be grateful for in life and above I have just listed a few, but its important to always be grateful for every little blessing. I am grateful for being able to add this stepping stone on the path to my future.
That is how I felt about my internship this summer. I believe my internship was a positive stepping stone to a greater future career, and for that I am grateful. Even though my internship wasn't what I expected, I learned a lot of things that will serve me well in the future. Although it was hard because I felt like the stupid one, it was good for me to be immersed with people and in situations that used technology tools I was unfamiliar with. Having good computer literacy is a great skill to have for the working world and I think it will give me a "leg up" when applying for jobs in the future. Using Waybook, I also became more in touch with myself. Some things I already knew about myself and others I discovered. For example my #1 value in my values survey was relationships which I thought was definitely true, but my #2 value was logic. I guess I didn't know I was a logical thinker so it was cool to find that out. In this internship I also believe my dedication grew. Once I dialed down and agreed to continue my internship I noticed myself trying harder, getting work done faster, and receiving better results. In addition, this internship and class was a great way to grow in my professionalism. Before this class I never really learned about being professional. I was never somewhere where they taught me the dos and don't s of the working world. This class and internship gave me experience and opportunities to act and dress professionally. I always thought I gave a nice firm and respectful handshake but during class apparently I held on for too long so that is good to know for meeting potential bosses in the future. For my internship I also grew in my communication skills. I sent and received countless emails through my 5 weeks and learned how to communicate effectively. I can always work with everyone, but this class made me appreciate every-ones different personalities. If we were all the same the world would be so boring. I'm grateful to have met kids from everywhere around Marin that I otherwise probably wouldn't have met. The Linkedin account will also help me find a job in the future. There are so many things to be grateful for in life and above I have just listed a few, but its important to always be grateful for every little blessing. I am grateful for being able to add this stepping stone on the path to my future.
Blog #4: future budget
The total of my future expenses each year are 43940 including taxes. I know this is logical because my primary sources for information are real companies that I may go to in the future, like Esurance, Kaiser Permanente and California dental health. I also looked up the average taxes for someone like me, and looked at actual apartment listings and job salaries to make my future budget more realistic.
According to Glassdoor, I can likely count on making at least $55,000 each year in my future job as a San Francisco Chronicle reporter. My education to get that job will cost $247,000 total for 4 years of college (based off the price of Pitzer college), but because my parents are paying for my college education, I don't have to factor the price into my future budget.
I want to save $626 for my rainy day fund each year, and $626 for retirement each year. If I save $626 for retirement each year, by the time I am 65 years old I will have $26,292 plus interest.
Comparing my future income and expenses makes me think that I will have to do a lot of planning and adjusting in the future, especially if there is an unexpected event, I decide to have kids, or my salary isn't as high as I hope. But, I think that whatever happens, I am well equipped to manage and will hopefully never go into debt.
According to Glassdoor, I can likely count on making at least $55,000 each year in my future job as a San Francisco Chronicle reporter. My education to get that job will cost $247,000 total for 4 years of college (based off the price of Pitzer college), but because my parents are paying for my college education, I don't have to factor the price into my future budget.
I want to save $626 for my rainy day fund each year, and $626 for retirement each year. If I save $626 for retirement each year, by the time I am 65 years old I will have $26,292 plus interest.
Comparing my future income and expenses makes me think that I will have to do a lot of planning and adjusting in the future, especially if there is an unexpected event, I decide to have kids, or my salary isn't as high as I hope. But, I think that whatever happens, I am well equipped to manage and will hopefully never go into debt.
Week 4 - Future Budget
Week 4 - Future Budget
- The total of my future expenses each year are $40,000. I know this is logical because my primary sources for information are the online website Zillow, and information from my parents.
- According to usnews.com I can likely count on making $87,730 each year in my future job as a Public Relations Specialist. My education/training to get that job will cost $237,168 total for all years of training.
- I want to save $10,000 for my rainy day fund each year, and $20,000 for retirement each year. If I save $20,000 for retirement each year, by the time I am 65 years old I will have $600,000 plus interest.
- Comparing my future income and expenses makes me think that I must really start preparing now for the challenge later on in life of managing these finances. As I get older I need to have a clear plan so that I can get a steady job that will allow me to spend and save as I need to. This starts with getting into a good college and making good connections.
Blog Post #3
I plan on going to college. While I'm there, I'm going to have to make a decision between starting a career in bio-technology (or pharmaceutical development) or some sort of Information Technology Job, hopefully at a small startup.
Three possible college majors:
Bachelor of Information Technology:
The basic vanilla computer related degree, it covers a small area of just what makes computer hardware and software works. It is easy to obtain, but this means that everyone and his mother has one.
Biotechnology:
Radio Broadcastin
I plan on going to college. While I'm there, I'm going to have to make a decision between starting a career in bio-technology (or pharmaceutical development) or some sort of Information Technology Job, hopefully at a small startup.
Three possible college majors:
Bachelor of Information Technology:
The basic vanilla computer related degree, it covers a small area of just what makes computer hardware and software works. It is easy to obtain, but this means that everyone and his mother has one.
Biotechnology:
Radio Broadcastin
My Budget Plan
The total of my future expenses each year will be approximately $49,722. I know this is logical because my primary sources for information are my mom, who manages all the expenses of our family, and the websites of the typical phone, electricity, and other companies that will potentially provide essential services for me in the future. According to Salary.com, the average college professor of some form of physical science makes about $90,000 per year on average. Although, the education required for me to obtain this job will likely cost me about $100,000 after five years in a typical doctoral program.
I want to save about $10,000 per year for my rainy day fund, as well as about $10,000 for retirement each year. If I save $10,000 per year for retirement, I should have about $350,000, plus interest, by the time I'm 65 years old.
Comparing my predicted future income and expenses makes me hopeful for my future. I do not desire a large apartment, and I rarely spend money on the luxuries of excessive clothes, movies, restaurants, or electronics. Having about $20,000 per year after all expenses would be quite ideal, as I wish to spend all of my free money on traveling. I know that this ideal scenario will likely not be achieved, but it does make me realize that my goals are obtainable and a near-ideal life and career are quite possible with adequate planning and disciplined spending, not to mention the comforting support of substantial rainy day and retirement funds.
I want to save about $10,000 per year for my rainy day fund, as well as about $10,000 for retirement each year. If I save $10,000 per year for retirement, I should have about $350,000, plus interest, by the time I'm 65 years old.
Comparing my predicted future income and expenses makes me hopeful for my future. I do not desire a large apartment, and I rarely spend money on the luxuries of excessive clothes, movies, restaurants, or electronics. Having about $20,000 per year after all expenses would be quite ideal, as I wish to spend all of my free money on traveling. I know that this ideal scenario will likely not be achieved, but it does make me realize that my goals are obtainable and a near-ideal life and career are quite possible with adequate planning and disciplined spending, not to mention the comforting support of substantial rainy day and retirement funds.
Sunday, July 13, 2014
My Budget Plan
The total of my future expenses each year are $47,919. I know this is logical because my primary sources for information are num.
According to U.S. News & World Report I can likely count on making $120,000 each year in my future job as a veterinarian. My education/training to get that job will cost $300,00 total for all years of training.
I want to save $6,000 for my rainy day fund each year, and $18,000 for retirement each year. If I save $18,000 for retirement each year, by the time I am 65 years old I will have $3.2 million plus interest.
Comparing my future income and expenses makes me realize that the earlier I start saving, the more money I will have once I have retired. I can also see that if I am ever in an emergency before or after retirement, I will have plenty of backup money.
According to U.S. News & World Report I can likely count on making $120,000 each year in my future job as a veterinarian. My education/training to get that job will cost $300,00 total for all years of training.
I want to save $6,000 for my rainy day fund each year, and $18,000 for retirement each year. If I save $18,000 for retirement each year, by the time I am 65 years old I will have $3.2 million plus interest.
Comparing my future income and expenses makes me realize that the earlier I start saving, the more money I will have once I have retired. I can also see that if I am ever in an emergency before or after retirement, I will have plenty of backup money.
Future Finances
Future Finances
Budget Plan
- The total of my future expenses each year are about $41,000. I know this is logical because my primary sources for information are zillow.com, my parents, Kaiser, AAA, and PG&E.
- According to http://money.usnews.com I can likely count on making $116,670 each year before taxes in my future job as a pharmacist. My education/training to get that job will cost $ 187,4448 total for all years of training according to University of Southern California School of Pharmacy. I estimate that with the current average salary I will be able to pay off my student loans in 2 to 5 years.
- I want to save $2,000 for my rainy day fund each year, and $4,500 for retirement each year. If I save $4,500 for retirement each year, by the time I am 65 years old I will have $171,000 plus interest.
- Comparing my future income and expenses makes me think that I need to be careful on what I spend my money on and prepare for the future just in case there is any financial emergency. Also when I plan to start a family of my own, my budget plan will have to alter and adapt to my family's needs.
Friday, July 11, 2014
Finance Blog
Finance Blog:
The total of my future expenses each year are $35,840. I know this is logical because my primary sources for information are my parents whom I trust. According to cacareerzone.com ,I can likely count on making $67,390 each year in my future job as an elementary school teacher. My education/training to get that job will cost about $70,000. I want to save $3,000 for my rainy day fund each year, and $2,000 for retirement each year. If I save $2,000 for retirement each year, by the time I'm 65 years old I will have $80,000 plus interest(assuming I start this career when I'm 25). Comparing my future income and expenses makes me think that life is much more expensive than I thought. Simple, little things add up so it's good to plan ahead.
The total of my future expenses each year are $35,840. I know this is logical because my primary sources for information are my parents whom I trust. According to cacareerzone.com ,I can likely count on making $67,390 each year in my future job as an elementary school teacher. My education/training to get that job will cost about $70,000. I want to save $3,000 for my rainy day fund each year, and $2,000 for retirement each year. If I save $2,000 for retirement each year, by the time I'm 65 years old I will have $80,000 plus interest(assuming I start this career when I'm 25). Comparing my future income and expenses makes me think that life is much more expensive than I thought. Simple, little things add up so it's good to plan ahead.
Wednesday, July 9, 2014
Finance
- The total of my future expenses each year is $71,564. I know this is logical because my primary sources for information were my parents, Zillow, finance websites, Comcast, health websites, and entertainment websites.
- According to the Bureau of Labor Statistics, I can likely count on making $182,660 each year in my future job as a psychiatrist/psychologist. My education/training to get that job will cost $251,535 total for all years of training.
- I want to save $10,000 for my rainy day fund each year, and $15,000 for retirement each year. If I save $15,000 for retirement each year, by the time I am 65 years old I will have $495,000 plus interest.
- Comparing my future income and expenses makes me think that I will have leftover money to spend where there are emergencies or where I decide to splurge on something.
My Budget
| Steady Cost? | Variable Cost? | Payment Frequency | Category | Item | Amount/ Payment | Rationale | Amount/ year |
| √ | — | Monthly | Housing | Rent | $595 | Zillow's Listing | $7140 |
| — | — | — | Property Tax | $0 | Renting means no taxes. | $0 | |
| √ | — | Monthly | Home Maintenance | $116 | The difference between the Zestimate® and the actual rent. | $1392 | |
| — | √ | Weekly | Food | Groceries | $81 | USDA stats, mid-cost, adjusted | $4212 |
| — | √ | Monthly | Utilities | Gas | $100 | This site (average). | $1200 |
| — | √ | Monthly | Electricity | $79.38 | Average for Austin. | $953 | |
| — | √ | Monthly | Water | $44.42 | Water Calculator (3100 gallons/month). | $533 | |
| — | √ | Monthly | Waste Management | $25 | This site (average). | $300 | |
| √ | — | Monthly | Telephone | $85 | AT&T 1GB and unlimited text. | $1020 | |
| √ | — | Monthly | Internet | $34.95 | AT&T "Elite" plan. | $420 | |
| — | √ | Yearly | Transpor-tation | $300 | Bikes are not expensive. | $300 | |
| — | √ | Yearly | $150 | A good U lock and one or more cables. | $150 | ||
| — | √ | 4 Months | $85 | 2 tires plus a little extra. | $255 | ||
| √ | — | Monthly | Public Transit | $35 | Monthly Pass. | $420 | |
| √ | — | Monthly | Health | Medical Insurance | $252 | Healthpocket Prediction | $3024 |
| √ | — | Monthly | Dental Insurance | $28.82 | Healthpocket Prediction | $346 | |
| — | — | — | Fitness | $0 | Bike provides this. | $0 | |
| √ | — | Monthly | Vision | $19.58 | Healthpocket Prediction. | $235 | |
| √ | — | Monthly | Education | Loan Repayment | $280 | This site. | $3360 |
| — | √ | Monthly | Protection | Clothes | $100 | Basic shirt, pants, and other things. | $1200 |
| — | √ | 3 Months | Shoes | $100 | I glanced at the price tag. | $400 | |
| — | √ | Yearly | Leisure/Luxury | Computer | $1000 | Cheap iMac or hardware/apps. | $1000 |
| — | √ | Monthly | Multi-purpose | $200 | For any desired event. | $2400 | TOTAL: $30,260 |
According to Naviance, 75% of people living in Texas made at least $54,910 as a Computer Programmer. That income will be taxed $8,034 according to this calculator (assuming no deductibles), so my actual income will be $46, 876. The sample apartment I chose was located in San Antonio, Texas, in a semi-walkable area. My total expenses, as predicted by a variety of sources in the table above, is $30,260. I want to save a lot of money for emergencies and other things, possibly $11,616 per year. Meanwhile, I could save $5,000 a year for retirement, which, assuming I am 30 at the time, would grant me $175,000 by the time I am 65 years old.
Researching my income and expenses makes me wonder how someone earning minimum wage could survive well. I also wonder the validity of my estimations. I tried to make them pessimistic, as prices are usually higher than expected, however I am still not sure. Thinking in terms of my family's worries about budgets compared to my surplus, my estimates seem low. But when thinking in terms of people who are rich enough to buy their own RVs and minimum wage earners, my estimates seem high. I just hope that I can live without a car while still not paying too much for a big city apartment.
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